2025 Summer Internship Program | Wilmington Advisors | Georgetown| DE

Work Location:

United States of America

Hours:

40

Pay Details:

$86,840 - $13+,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Finance

Job Description:

Provides planning, forecasting, reporting and financial analysis support for assigned line(s) of business and/or at the total segment level under the guidance of financial management. In addition, The Financial Analyst IV provides highly specialized financial consulting and analytical support at the assigned line(s) of business or total segment level identifying key emerging financial trends, measurement of key performance metrics and success factors, line of business and total segment financial target setting and measurement, capital budget and key initiative evaluation and planning, cost and product profitability analyses, specialized reporting and support for special projects.

Department overview:

Treasury Liquidity Manager is a member of TD's Treasury & Balance Sheet Management (TBSM) team, executing various aspects of the liquidity risk framework for the TD consolidated US operations. The role monitors and manages liquidity risk across legal entities and business segments and partners with key stakeholders such as the business, risk management and other key stakeholders at TD group.

Depth & Scope:
• Conducts and/or manages the finance process as it applies to area of responsibility
• Understands the whole finance function and the key business areas supported
• May involve integration of 1-2 functions and/or business lines
• Focuses on complex and/or specialized analysis with a yearly time span
• Leads activities of unit, assigning, prioritizing and monitoring work
• Provides training and mentoring for new and less experienced staff
• Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects
• Develops specialized analytical tools for project or ongoing use
• May manage the development of conclusions and courses of action to rectify discrepancies as well as analyses to be presented to management for aid in decision-making processes
• Provides planning, forecasting and financial analysis support
• Develops and analyzes key metric and plan variances and related information
• Provides cost and product analyses
• Develops analyses of performance and predictive data
• Compiles and generates ad-hoc analytical reports
• Develops financial analytical and forecasting models to test assumptions and predict results of business initiatives
• Leads additional research efforts, applying expertise in financial analysis
• Researches and reviews details of business operating metrics and actively seeks to identify and promote new opportunities or products

Education & Experience:
• Bachelors degree or progressive work experience in addition to experience below
• 7+ years of related experience
• Accounting knowledge, including FASB and GAAP regulations, particularly in assigned line(s) of business
• Curious and observant with willingness to investigate to understand details of assigned business lines/accounts
• Strong analytical and problem solving skills
• Proactive, with ability to obtain necessary information and influence others in a tactful way without direct authority
• Relationship management skills, with ability to develop good client working relationships
• Communication skills, with ability to clearly display and explain numerical information and articulate required accounting treatment
• PC skills, including understanding of accounting software applications
• Ability to analyze non-routine transactions and those requiring judgment

Preferred Qualifications:
• Experience in Liquidity Management or Treasury function within a financial services setting
• Broad understanding of liquidity risk management associated with all the products of the balance sheet
• Strong financial market knowledge of fixed income, capital markets and banking products
• Understanding of liquidity risk management associated with all the products of the balance sheet
• Understanding of key liquidity regulations such as Reg YY, FR 2052a, LCR and NSFR
• Strong written and verbal communications skills with ability to prepare presentations for senior management
• Excellent technical and analytical skills

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than +5,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, ****** orientation, gender identity, national origin, disability, or status as a protected veteran.

Federal law prohibits job discrimination based on race, color, sex, ****** orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
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M&T Bank


2025 Summer Internship Program - Wilmington Advisors - Georgetown, DE
M&T Bank • Georgetown, DE, United States • via M&T Bank Jobs
15 hours ago
Full–time and Internship
Apply on M&T Bank Jobs
Job highlights
Identified by Google from the original job post
Qualifications
Currently pursuing a Bachelor’s or Master’s degree
Minimum Cumulative GPA of 3.0
Work Visa Sponsorship not offered for this role
Benefits
This includes, but is not limited to, retirement planning, education planning, and insurance planning
The pay range for this position is $18.00 - $28.00 per hour
The pay rate specific to your location will fall within this range and is available from your recruiter
Responsibilities
They ensure that the management and administration of the Trust is done in accordance with our fiduciary obligations and pursuant to the terms of the governing instrument ( i.e., a will or trust agreement)
Financial Advisors within the organization are responsible for wealth management for clients within the banking channel
We also offer opportunities to collaborate with other interns through our Summer Challenges and Meet & Greets
13 more items(s)
More job highlights
Job description
Overview:

Summer Interns complete a 10 week internship centered around professional development, career growth and building the necessary skills to succeed. Summer Interns participate in projects and department initiatives that accelerate career growth and play an important role in building the future of the Bank. As an Intern, you will gain exposure to other departments through guest speakers and industry leaders and a built-in network with peers as well as priority consideration for full time opportunities throughout the Bank.

Who are we?

Wilmington Trust is a leading provider of wealth and institutional services for M&T Bank, one of the 15 largest U.S.-owned, commercial bank holding companies. With roots dating to the founding of Wilmington Trust Company in 1+03 by T. Coleman DuPont, Wilmington Trust has been serving and providing guidance that have helped generations of families and businesses thrive backed by the sound experience of our professionals and a forward-looking mindset. The Wealth Management division serves clients in all 50 states and 35 other countries and is one of the largest personal trust providers in the United States. The Wealth Management Trust Services division is entrusted to holistically administer generations of family wealth within personal trusts on behalf of M&T Bank. They ensure that the management and administration of the Trust is done in accordance with our fiduciary obligations and pursuant to the terms of the governing instrument ( i.e., a will or trust agreement). Wilmington Advisors @ M&T is a subsidiary of M&T Bank that provides financial planning and advice-based solutions, most of which are distributed through the Retail Branch Network but are also offered to Business Banking and Wealth clients. Financial Advisors within the organization are responsible for wealth management for clients within the banking channel. This includes, but is not limited to, retirement planning, education planning, and insurance planning.

What else do we offer?

The M&T Bank/Wilmington Trust Summer Interns can participate in our weekly programming- these include our Executive Speaker Series, our Spotlight Series featuring guest speakers from key areas of the organization, and Career Development Workshops where they can work directly with Recruiters to brush up their resumes and interviewing skills.We also offer opportunities to collaborate with other interns through our Summer Challenges and Meet & Greets.

Primary Responsibilities:
• Shadow and assist Financial Advisors (FA) within the Wilmington Advisors @ M&T which includes helping the FA create efficiencies before and after client interactions.
• Participate in client meetings and interactions to further general education of FA role and advising process.
• Participate in regular meetings to share and discuss tasks and experience with other interns from across the footprint.
• Complete duties and responsibilities of an entry-level professional nature specific to assigned area of the Bank.
• Ensure activities adhere to established internal policies and external regulations as applicable.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

The jobholder works under immediate supervision.

Supervisory/Managerial Responsibilities:

Not Applicable

Education and Experience Required:
• Currently pursuing a Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Work Visa Sponsorship not offered for this role

Education and Experience Preferred:
• Strong written and verbal communication skills
• Demonstrated computer skills
• Proven analytical skills
• Proven critical thinking skills
• Strong organizational skills
• Detail-oriented

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $28.00 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Georgetown, Delaware, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans