Analyst / Associate, Origination & Structuring, Securitization

Job Summary

Job Description

What is the opportunity?

The purpose of the origination role is to market, structure and execute securitized transactions and to be responsible for providing high quality products and services for RBC’s clients while at the same time generating a material source of revenue, favorable risk/return profile, cross-selling opportunities and client impact for RBC.

What will you do?

Assist with the preparation of marketing materials for existing and target clients

Prepare data analysis, including statistical stratification of collateral portfolios, historical performance statistics, projection of future performance expectations, and derivation of expected case losses

Assist with preparation of materials and participate in the com-com (business approval) process

Assist with client sponsorship review

Participate in the preparation of credit write-ups (Transaction Request) that contain transaction terms and conditions. Assist with the review and approval of Transaction Requests by Group Risk Management and the conduit equity provider (where applicable)

Prepare RFPs and Information Memorandums, when applicable

Coordinate client, seller / servicer due diligence calls and prepare due diligence report

Assist with structuring of securitization transactions (primary analytical role on some transactions)

Actively participate in the preparation of transaction legal documentation and ensure the transaction model accurately reflects the terms of the agreements

Liaise with rating agencies to obtain rating agency approval of transactions

Assist clients in developing custom, menu driven settlement reports designed specifically to meet the terms and conditions of each transaction, where applicable (Client’s Seller Report)

Work with clients to assist in extracting historical portfolio information and build credit enhancement model for each transaction

Prepare and input required KME templates

Assist with annual renewals of existing transactions

Run transaction returns to analyse and optimise the financial resources consumed

Ongoing review and compliance of existing transaction performance (at least monthly)

Prepare scope, review and comment on initial and annual transaction AUPs

Help with maintenance of client relationships

Other deal/client transaction maintenance as required

Proactively identify operational risks/ control deficiencies in the business

Review and comply with Firm Policies applicable to the business activities

Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination

What you need to succeed?

Minimum of 2-5 years of relevant experience preferred

Significant securitization experience is required

Experience with multiple asset classes

MBA or BS in finance, economics or mathematics preferred but not required

Solid understanding of credit markets

Ambitious individual with strong presentation skills

Possess strong written and oral communication skills

Ability to prioritize and effectively manage a large workload in a high pressure environment

Ability to multi-task with little supervision

Ability to inter-act effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients

High proficiency in Word, PowerPoint & Excel

Strong quantitative and analytical skills

Working Conditions:

Position will entail travel, domestic and overseas

Working conditions are extremely stressful at times

Considerable attention to detail and accuracy is a must

Hours are long and can be highly unpredictable at times (early mornings and late evenings). Workday starts at 8:30am or earlier

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work
Flexible work/life balance options
Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:

TORONTO
Country:

Canada
Work hours/week:

37.5
Employment Type:

Full time
Platform:

CAPITAL MARKETS
Job Type:

Regular
Pay Type:

Salaried
Posted Date:

2025-06-05
Application Deadline:

2025-06-1+
Note: Applications will be accepted until 11:5+ PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.