Area Credit Manager | LAP | Pune
- Category: Bank Jobs
- Location: Pune, Maharashtra
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 23K to 34K
- Published on: 2025/09/21
Position: Branch Credit Manager – Loan against property
Experience required- CA with experience of Loan against property// Unsecured loans// Working capital
Location: Pune
CTC 18-1+ LPA
Position Overview: The Branch Credit Manager for LAP will be responsible for underwriting loan applications, managing credit policies, and ensuring the quality of the loan portfolio. This role requires a thorough understanding of loan origination and management systems, as well as a keen eye for detail in financial analysis and industry trends.
Specific Responsibilities:
• Underwriting: Evaluate and underwrite LAP cases to ensure compliance with the company’s credit policies and risk appetite.
• System Utilization: Make optimal use of the Loan Origination System (LOS) and Loan Management System (LMS) to streamline the credit process and enhance efficiency.
• Credit Turnaround Time (TAT): Maintain and improve credit TAT to ensure timely loan approvals.
• Policy Adherence: Manage credit underwriting processes in strict adherence to the company’s policies and guidelines.
• Delinquency & NPA Monitoring: Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels.
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