Branch Credit Manager - Lucknow

IDFC FIRST Bank Limited

Area Sales Manager-CA
IDFC FIRST Bank Limited • Chandigarh • via IDFC First Bank Careers
2 days ago
Full–time
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Job description
Job Title - Area Sales Manager - CA

Place of work - Mumbai

Business Unit - Retail Banking

Function -Branch Banking

Job Purpose :

The role entails managing and scaling up the retail branch banking business for the region by implementing strategies to achieve growth targets. It is accountable to ensure expansion of branch footprint, product penetration and delivery of high quality customer serv...
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Avanse Financial Services Ltd.


Branch Credit Manager - Lucknow
Avanse Financial Services Ltd. • Lucknow, Uttar Pradesh • via LinkedIn
17 hours ago
Full–time
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Job description
Job Description
• Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan
• Training- Provide training to CPA’s
• Delinquency Management for the location
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies
• PDD Management – controlling and tracking PDDs through proper MIS for the location
• Quality Management in terms of Audit, Compliance and Hind sighting

Roles & Responsibilities**Specific Responsibilities :**
• Credit Appraisal – Underwriting/recommending of proposals for non collateral/collateral backed education loan.
• Process – Understanding process and policies and implementing the same to ensure smooth transactions.
• Training- Provide training to CPA’s so that they work in synergy with the companies policies and norms
• Delinquency Management for the location
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
• Quality Management in terms of Audit, Compliance and Hindsighting
• PDD Management – controlling and tracking PDDs through proper
• MIS for the location
• Technical Competencies / Skills :**
• Basic knowledge of loan underwriting
• Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
• Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
• Good communication and report writing skills
• Basic knowledge of Banking Good Knowledge of computer applications

Qualification: MBA/CA