Credit Intelligence |amp| Control| CD | Officer | Ajmer

Department CIC - CD Job posted on Jan 12, 2024 Employment type Permanent-Sales Vertical Group Company: HDFC Bank Limited Designation: Credit Intelligence & Control- CD – Officer Position description: Providing support towards reducing fraud risk in the Consumer Durables product Primary Responsibilities: • To conduct Risk based checks on the consumer durable loan applications sourced by the Relationship Officers at the respective Dealer outlets. • Checking for anomalies such as freelancer / third party sourcing at the concerned dealer outlet • To support in carrying out investigations on all suspected risk marked cases and also on frauds detected post disbursement and • and assist in initiating remedial procedures towards recovery to conduct Seeding and Mystery Shopping activity on the RO’s and the Dealership. • To conduct regular visits to the dealerships and check for any suspicious activity and highlight the same for immediate action. • To conduct minimum 60 visits in a month which includes a) dealer surprise visits and all the field referrals, b) RO Profile checks. • Responsible for gathering concerns on any issues related to misconduct by the RO’s at the dealership. • To conduct monthly trainings of all the RO’s on the basic compliance requirements as well as Dos and Don’ts on hygiene related items. • Operation Desk Screening & sampling and Post disbursal Sampling, responsibility to highlight the disconnect and reporting the same through MIS. Additional Responsibilities: • Engaging with Business and Credit unit to discuss and resolve matters pertaining to specific cases • MIS reporting to Location managers and Regional teams on various data requirements Educational qualifications preferred • Category: Bachelor's Degree, Master's Degree Required work experience • Industry: BFSI • Role: Fresher/Sales • Years of experience: 0 to 5 Key Performance Indicators: Proactive, Ability to complete the given task within defined time period Required Competencies: • Honesty & integrity • Hard & smart working • Go getter attitude • Ability to convince & influence • Good communication Skills • Proficiency in excel and adequate system knowledge. Other: • Reporting Designation: Location Manager • Reporting Department-Sub BU: CIC - CD Work Environment Details: Field work Other details • Contract Types: PERMANENT