Credit officer

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Date : Jul 18, 2026 Location :

Miami Lakes, FL, US, 33016

display : inline; Company : Popular Workplace Type : Hybrid

Commercial Credit Officer (Senior Credit Analyst)

At Popular, we offer a wide variety of services and financial solutions to serve our communities in Puerto Rico, United States & Virgin Islands.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life.

this is why we value their diverse skills, experiences and backgrounds.

Are you ready for a rewarding career?

Over 8,000 people in Puerto Rico, United States and Virgin Islands work at Popular.

Come and join our community!

Commercial Credit - Florida

Examines, underwrites and evaluates loans in several industry segments and larger and more complex transactions. Approves or recommends approval of customer applications for lines of credit, commercial and industrial loans, real estate loans (multifamily, commercial, and construction), by performing the following duties.

In this position, you will :
• Analyze and assess applicant financial status, strengths, credit, industry, and property evaluation to determine feasibility of granting loan
• Spread financials and perform projections and / or proformas as well as sensitivity analysis
• Review and assess supporting reports related to the transactions, such as appraisals, environmental, inspections, field audits, plan and cost reviews, etc.
• Work with Portfolio Manager and Relationship Manager to obtain necessary information. Give Relationship Manager feedback on issues and negotiate potential structures and resolutions
• Manage multiple deals at the same time. Go on joint calls with Relationship Manager
• Approve loans within specified limits or refer loans to person with appropriate lending authority for approval
• Cross train other analysts, support prescreening of new deals