Credit Risk Expert
- Category: Bank Jobs
- Location: Ahmedabad, Gujarat
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 23K to 32K
- Published on: 2025/09/21
Job Duties and Responsibilities :
• Work on the credit policy for cards, according to the prevailing rules & regulations in the U.S.
• Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan U.S.
• Facilitate regular asset quality reviews with provision of analytics insights to identify risks / opportunities and recommend relevant actions.
• Design & manage MIS reporting for credit cards portfolio - Gather risk / business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.
• Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal / regulatory requirements, business strategies, market environment or portfolio performance.
• Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
• Work in partnership with the analytics team and financial modelling team to track the metrics and build what-if scenarios to support credit policy formulation.
• Ensure timely completion of root cause analysis, including appropriate action plans to address identified control gaps.
• Ensure issues / action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly follwed up
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