Gold Loan Officer | Nidadavolu
- Category: Bank Jobs
- Location: Nidadavolu, Andhra Pradesh
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 22K to 29K
- Published on: 2025/09/20
Gold Loan Officer - NidadavoluMFT6572
Retail BankingNidadavolu
Required Experience
0 - 5 Years
Posted On
20 Jun 2024
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
31 Mar 2024
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail Banking
Sub Org Unit 2
Others
Sub Org Unit 3
Others
Sub Org Unit 4
Others
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Branch/Department Code
+50
Branch/Department Name
Head Office
Country
India
Geographic Zone
South
State
Andhra Pradesh
City
Nidadavolu
Worksite
Nidadavolu
Worksite Code
Nidadavolu - Generic
Skills
Skill
CUSTOMER SERVICE
CROSS SELLING
LEAD GENERATION
Minimum Qualification
ANY GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
Job Purpose:
To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. ( 1.Customer service - TAT for servicing a client, 2. Client retention – to reduce attrition, 3. Cro
Functional Responsibilities:
To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
Maintaining the TAT in the timely disbursement of Gold loan.
Retention of customers / portfolio by meaningful engagement time to time.
Secure safe room operations, security measures, day to day working of branch.
Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
Cross Sell of other products / services of the bank.
Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch
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