Job Description
Jana Small Finance Bank, erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru. It is one of the 10 financial institutions which had received in-principle approval from RBI, in 2015, to set up a Small Finance Bank.
Established in Bengaluru in 2008, it went on to become the largest Micro Finance Institution (MFI) in India, and was recognised globally as one of the world€ s innovative financial institutions working on the problem of financial inclusion.
Jana Bank received the final banking license in April 2017 and started banking operations on March 28, 2018. Under the leadership of its MD & CEO, Ajay Kanwal, Jana Small Finance Bank€ s vision is to become the leading inclusive digitised bank serving all customer segments and communities of an aspirational India.
Currently, post the transition phase, the bank is enabling its existing 45 lakh customers across 1+ states in India to access banking services. It has Capital Adequacy Ratio (CAR) of about 35 percent and a loan book of INR 76 billion as on March 31, 2018. By 2020, the bank aspires to add four million customers.
The bank has deep domain expertise in banking and financial services, with the senior management team having 25+ years of average experience in banking sector. Its current employee strength is of 15,000. By end of 2026, Jana Bank€ s 500 branches will be operational across 1+ states, post conversion of majority of its micro finance storefronts into bank branches.
Bengaluru-headquartered Jana Small Finance Bank is regulated by the Reserve Bank of India (RBI).Jana Small Finance Bank is Hiring For Sales Managers and Area Heads - MHL (Housing Loans / LAP)
Job Locations: - Bangalore
Roles and Responsibilities
- Acquiring new clients as per the defined slabs in Micro housing loan vertical.
- Cross sell Micro Housing Loans designed to cater to the needs of existing JSFB customers.
- Leverage the existing JC relationships to promote and source the Housing /Home
- Improvement loans/LAP business
- Manage customer relationship
- Post disbursement servicing
- Promotion and Marketing of JSFB offering across the mapped branch
- Maintain relationship with the mapped branch staff
- Manage an on-roll team of RO/RE/RM
Desired Candidate Profile
- Candidate must have 5 to 8 years of experience of selling housing loans/LAP product and must have team handling experience.
- Can manage 3 to 5 branches.
Other skills : Loan Against Property, Housing Finance, HL, Home Loans, Microfinance, Mortgage Loans, Lap, Affordable Housing, Microhousing
Preferred skills : Housing Loan
Experience: 5 to 10 yearsOther skills : Loan Against Property, Housing Finance, HL, Home Loans, Microfinance, Mortgage Loans, Lap, Affordable Housing, Microhousing
Preferred skills : Housing Loan
Experience: 5 to 10 years
