Credit Analyst – VP/AVP

Credit Analyst – VP/AVP

Job ID: R0382680
Listed: 2026-03-24

Regular/Temporary: Regular

Location: Mumbai

Position Overview

Job Title: VP /AVP- Lending Officer

Desk Name/ Manager: Lending Asia

Location: Mumbai

Business/Team Description

Deutsche Bank’s Lending – Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address the unique and complex needs of ultra/high net worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under child care assistance benefit (gender neutral)
• Flexible working arrangements
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

Team Lead
• Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables
• Build and develop the local team in terms of skillsets and Book of Work

Initial financing enquiries and live execution
• Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
• As required, general industry overview that relates to the financing enquiry/ transaction
• Research on sponsors/clients
• Transaction writeup and internal transaction presentation
• Collation of relevant research reports, including ratings report to the extent applicable
• Commercial, business and financial due diligence in a live transaction
• Preparing/assisting in credit approval analysis and addressing Risk Management queries

Post transaction
• Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
• Transaction amendments and credit renewal process

Others
• Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
• Participate in system testing
• Potential ad hoc projects
• Private bank/ Wealth Management experience would be preferable
• Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role

Your skills and experience

Education and Experience:

Key Competencies:
• Prior experience in managing and leading a team with similar skillsets
• Comfortable with leading a team alongside managing own tasks and responsibilities
• Prior experience of credit analysis with a strong knowledge of Lending business
• Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues.
• Superior analytical aptitude, problem solving abilities and excellent communication skills
• Strong understanding of finance with ability to analyze financial statements