Retail Banking role

Retail Banking role Job at Crisil – in Kolkata, West Bengal

Job Description

Department

ICR-Bilateral Credit Risk

Job posted on

Apr 2+, 2026

Employment type

Permanent

Experience range

3 years – 7 years

Group Company: SEZ Pune (IND)

Designation: Senior Research Analyst (RTGCRD01_11A_Analyst I, Credit Analysis_1818)

Office Location:
Years of experience: 2 to 6

Salary Range: INR to (Annual)

Position description:
Has developed an intermediate analytical level skillset- – Handles matters related to transactions but does typically handle meetings involving key client contacts- – May be assigned some backup relationship responsibility-

Under established guidelines and direct management, has the ability to analyze unique, non-routine analytical or business problems in a timely and insightful manner

Meets with issuers and investors, assists in resolving client needs, interacts on analytical matters with bankers, issuers, and analysts and participates in external meetings related to the credit, as assigned- – Possesses strong interpersonal, communication skills and a customer-service orientation- – Is adept in influencing opinions of others with logical and well balanced arguments-

Participates in meetings and on-site visits with clients and their representatives as assigned

Integrates information to assist in the preparation of papers in areas of expertise for publication in S&P journals and other publications and identifies and leads special projects

Primary Responsibilities:
Actively participates in rating activities and committees, on assigned credits within a portfolio, including assisting in the surveillance of ratings, and demonstrates strong proficiency with Excel

Works effectively primarily with local markets and jurisdictions in a team-oriented, multi-cultural and environment

Listens for and identifies new opportunities and involves the appropriate level of management

Participates in committee as a voting member in adherence to policies, after one year, by assembling data and preparing written and oral presentations to the ratings committee

May Participate in committee as an observer / presenter in adherence to policies- – Supports analyst in preparation and assembling of data for presentation to rating committee

Possesses an understanding of financial markets and business environment and the relationship to S&P products

Makes recommendations to the rating committee and prepares material for ratings publication

Supports analyst in preparing material for ratings publication

Listens for and identifies new opportunities and involves the appropriate level of management

Additional Responsibilities:
Reporting Team

Reporting Designation:Reporting Department:
Educational qualifications preferred

Category:Field specialization:Degree:Academic score:Institution tier:
Required Certification/s:
Advanced degree plus Level 1 & 2 certification – 2-4 years in financial services (2-6 years without advanced degree)

Required Training/s:
Required work experience

Industry:Role:
Years of experience: to

Key Performance Indicators:
Required Competencies:
Required Knowledge:
Required Skills:
Required abilities

Physical:Other:
Work Environment Details:
Specific requirements

Travel:Vehicle:Work Permit:
Other details

Pay Rate:Contract Types:Time Constraints:Compliance Related:Union Affiliation:

About Company

Company: Crisil –

Company Location: Kolkata, West Bengal

Job Category: Bank Jobs, Banking Jobs, Financial Services