Branch Manager|Micro Business Loan

Job Description

Job Description

Job Title – Branch Manager- MBL

Place of work – Mumbai

Business Unit – Retail Banking

Function – Micro Business Loans

Job Purpose

The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

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Roles & Responsibilities
• Target and Manpower planning for the branch
• Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & Branch credit and collection manager, FOS.
• Will be responsible for meeting disbursements targets month on month.
• Identifying business clusters with high potential and execute penetration strategies.
• Tracking and improving Manpower Productivity at all levels.
• Monitoring and mentoring the branch Team.
• Keeping a regular track of competition and reporting new products / market developments to upstream.
• Managing IRR and product mix and branch profitability
• Managing the X bucket collection and overall portfolio management
• Managing internal and external audit compliance

Managerial & Leadership Responsibilities
• Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity
• Attract & retain best-in class talent to meet Bank's rapid growth targets

Educational Qualifications

Graduate – Any

Post Graduate – Any

Experience: Minimum of 8- 10 + Years of experience with atleast 5 years in MSME or Micro funding