Sl Initiative|Credit Officer | Jeypore | |RBJ44

Department - SL Initiative Credit FE - Job posted on - Aug 20, 2026 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years Group Company: HDFC Bank Limited Designation: SL Initiative-Credit Officer (230_1404_100145) Office Location: JEYPORE BRANCH Jeypore (Branch) Position description: Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny. Primary Responsibilities: - Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check. - Update BET details / findings in BET tool, this also includes; - Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action. - Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP. Additional Responsibilities: - Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager. - Cross Verification of certain track from different MFIs on case to case basis. - Accompanying Credit Manager for post disbursement visits, if required - Advance planning with business team on groups to be visited per week. - Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by - customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc. - Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time. Educational qualifications preferred - Category: Bachelor's Degree, Master's Degree - Academic score: Pass Required work experience - Industry: BFSI/Insurance - Role: Fresher/Sales - Years of experience: 0 to 1 Required Skills: 1. Honesty & integrity 2. Hard & smart working 3. Go getter attitude 4. Ability to convince & influence 5. Good observation skills 6. Communication & inter-personal skills Other details - Contract Types: PERMANENT