Liabilities Management

Role Title: AVP/VP - Liabilities Management

Who we are:

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex-Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+ MSME businesses in India.

is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 58,000+ loans worth over Rs. 3,000 Crs+ to small sized businesses across 1,600+ cities without having a single branch We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paisabazaar, etc for providing credit access to MSME businesses.

Founded by CA/ISB alumni, FlexiLoans is funded by marquee funds and HNIs in the form of MAJ invest, Fasanara Capital, Sanjay Nayar (Founder - Sorin Investments, Chairman - KKR India and Ex CEO, Citibank South Asia), Dr. Harry Banga (Founder, Caravel group), Yogesh Mahansaria (Founder, Alliance Tyres) Gunit Chaddha (Ex-CEO, Deutsche Bank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFC Bank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon Partners) to name a few.

Our product offerings and value proposition can be accessed on our website:

FLEXILOANS VALUES - COLLABORATION | AGILITY | INNOVATION | RESPECT | OWNERSHIP

Why join us?

A three-time certified 'Great Place to work' workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions) all the while learning and growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India

What you will work on:

1 Liquidity Monitoring and Credit Rating:
• Monitor on a daily basis the availability of funds and planning of fundraising programs depending on the cash requirements
• Preparation of CMA, financials and understanding on financial parameters
• Managing the credit profile of the company with rating agencies

2 Co-lending:
• Manage relationships with existing lenders on the tech platform
• Establishing new relationships with banks/NBFCs for on-boarding
• Monitoring flows and cost of funding with existing lenders

3 Fund raising:
• Establishing new relationship with banks/NBFCs and improving the relationship with existing banks/NBFCs
• Alternate debt raising strategies via securitization, Direct assignment, PTC, bonds, etc.
• Preparation of information deck for banks/NBFCs as part of the borrowing program covering company profile, credit ratings, financial details, financial projections, etc.
• Supporting the Legal and Compliance team with regard to all compliance relating to Lenders such as Financial and Reporting Covenants, Post disbursal conditions and filings of RBI

The ideal candidate:
• Excellent interpersonal skills (both written and oral)
• Highly driven and motivated individual with ability to get hands-on where required
• Ability to manage and prioritize a large and varied workload effectively and efficiently
• Strong analytical capability with problem-solving aptitude

Qualification and Experience:
• Experience in directly reporting to the Promoters/Founders/CXOs
• Qualified Chartered Accountant with 10+ years of post qualification experience (preferably in the Financial Services sector)
• Experience of working in the Corporate Treasury Function handling Fund Management and Banking Relationships