Loan Relationship Manager

Confidential

These Jobs Available In Banking Sector
Confidential • Vadodara, Gujarat • via OLX
2 days ago
Full–time
No Degree Mentioned
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Job description
These Jobs Available in Bank Staff.

Fresher Candidates are Required.

Department: Operatoon,Backend and Finance Department

These Candidates Required.

1.Clerk.

2.Data Entry Operator.

3.Cashier.

4.Loan Advisor.

5.Field Staff. Only Boys.

Duty 7 Hours..

Age limit is 18 to 42 Years.

Terms of Condition.

Indian Citizen is Compalsury.

Calling Time +.30 AM to 4.00 PM.ONLY.

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Devdort


Loan Relationship Manager
Devdort • Ahmedabad, Gujarat • via LinkedIn
17 hours ago
₹15K–₹25K a month
Full–time
Apply on LinkedIn
Job description
Overview

The Loan Relationship Manager plays a pivotal role in the financial services sector, acting as the primary point of contact between borrowers and the lending institution. This position is essential in managing and nurturing relationships with clients throughout the loan lifecycle, ensuring that their needs are met while also adhering to compliance and organizational policies. A Loan Relationship Manager is tasked with assessing client financial needs, recommending suitable loan products, and guiding them through the application and approval processes. By maintaining strong connections and understanding client requirements, this role contributes significantly to customer satisfaction and retention, ultimately driving the organization's profitability and growth. The Loan Relationship Manager must possess a keen understanding of the lending industry, effective interpersonal skills, and the ability to analyze financial data to provide the best solutions for clients.

Key Responsibilities
• Develop and maintain strong client relationships to foster trust and loyalty.
• Analyze clients' financial needs and objectives to provide personalized loan solutions.
• Guide clients through the loan application and approval processes.
• Ensure compliance with regulatory requirements and internal policies throughout the lending process.
• Conduct thorough credit assessments to evaluate client eligibility for loans.
• Collaborate with underwriting teams to facilitate timely loan approvals.
• Provide clients with detailed information about loan products and terms.
• Negotiate loan terms and conditions to achieve favorable outcomes for both the client and the institution.
• Monitor loan performance post-approval to manage risk and address any issues promptly.
• Promote new loan products to existing clients and prospects.
• Resolve customer inquiries and complaints effectively and efficiently.
• Maintain accurate records of client interactions and loan transactions.
• Stay updated on industry trends, market conditions, and competitor offerings.
• Conduct regular follow-ups with clients to ensure continued satisfaction and to identify potential upsell opportunities.
• Prepare reports on client activities and loan performance for management review.

Required Qualifications
• Bachelor's degree in Finance, Business Administration, or a related field.
• Proven experience in a loan management, relationship management, or client-facing role.
• Strong understanding of financial products, especially loan offerings.
• Excellent verbal and written communication skills.
• Ability to analyze financial statements and credit reports.
• Proficient in loan processing software and MS Office Suite.
• Demonstrated ability to build and maintain strong relationships.
• Experience with customer service excellence and conflict resolution.
• Knowledge of regulatory lending guidelines and compliance standards.
• Strong organizational skills and attention to detail.
• Ability to work independently and as part of a team.
• Familiarity with sales techniques and methodologies.
• Ability to meet tight deadlines and manage multiple priorities.
• Strong negotiation skills to facilitate loan agreements.
• Adaptability to changing market conditions.
• Interest in continuous professional development and industry knowledge enhancement.

Skills: application,sales techniques,relationship management,loan processing,analytical skills,time management,customer service,relationship building,problem-solving,approvals,financial acumen,loan,organizational skills,communication,negotiation,problem solving,financial analysis,regulatory compliance,negotiation skills