Relationship Manager |Wholesales Banking

Relationship Manager - Wholesale Banking

Job Location -Ernakulam

Experience - 5 Years in Wholesales Banking

Salary range - 20LPA to 24LPA

Note - We are looking for the candidates who are handling large/Mid corporate clients .

Job Role -

Sourcing

 Conduct market study and prepare market maps to streamline sourcing

 Cold-call on potential clients and constantly track their demand for banking requirements

 Conduct market visits and promote Bank’s various products to prospective customers

 Periodically visit existing customers and identify opportunities for up-sell and cross-sell

 Participate in product promotion events organized in partnership with key industry stake holders

 Respond to loan requests received through external channels – Financial Advisory service providers, Chartered Accountants, etc

Credit Underwriting & Credit Rating

 Collect KYC documents, financial statements and other collateral related documents from borrowers

 Conduct borrower and collateral de-dupe checks in the system

 Coordinate with credit analysts and complete minimum eligibility checks

 Conduct personal discussions, perform secondary research & prepare market study reports

 Analyze financial statements and credit score applications

Pre and Post disbursement

 Coordinate with borrower to accept the sanction letter complete signing of loan agreement and T&C documents

 Coordinate with Credit Admin team for completing compliance checks before disbursement of credit facility

 Coordinate with Central Operations team for account opening

 Monitoring of the account post disbursal

 Ensure compliance with sanction terms

Product

 Assist Product Team in new product launches by conducting market studies

 Conduct marketing activities to promote new products launched

 Any other tasks assigned by the bank.

(a) Communication

(b) Sales Skills

(c) Relationship management

(d) Leadership skills

(e) Ability to attract good talent

(f) Team Development
• (g) Planning and Implementation

Share your updated cv - praveen@indicssolution.com/85+1744131