Retail Agri|Rural Portfolio Officer

Group Company: HDFC Bank Limited

Designation: Retail Agri-Rural Portfolio Officer

Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.

Primary Responsibilities:
• Relationship Building and Maintenance
• To liaise with existing customers for building relationships.
• Rotation & Recovery
• Follow-up for rotations and deposition of installment
• Working towards benchmark on rotation recovery
• Housekeeping
• Submission of Post Disbursement Documents (PDD)
• Call Memo submission.
• Collection & Submission of LAD
• Sourcing and Business Generation
• Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
• Increase penetration of KGC Business in existing and new villages.
• Cross sell
• Opening of Liability accounts as per the benchmark.
• Cross selling asset as guided by Relationship Manager from time to time
• Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.

Additional Responsibilities:
• Any other task assigned by seniors from time to time.

Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree

Required work experience
• Industry: BFSI/Agri input/FPO
• Role: Sales Executive
• Years of experience: 1 to 2

Required Competencies:
• Basic understanding of Banking Products & Processes
• Good Team spirit
• Time / Team Management
• Proficient in local language
• Proactive & focused approach

Required Knowledge:

1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.

Required Skills:

Persuasion & Selling Skills

Other:
• Reporting Designation: RM- Retail Agri
• Reporting Department-Sub BU: KGC

Specific requirements
• Travel: Customer Visits
• Vehicle: 2 wheeler preferred

Other details
• Contract Types: PERMANENT