Retail Agri|Rural Portfolio Officer | Banaganapalle
- Category: Bank Jobs
- Location: Banaganapalle, Andhra Pradesh
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 24K to 31K
- Published on: 2025/09/20
Group Company: HDFC Bank Limited
Designation: Retail Agri-Rural Portfolio Officer
Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.
Primary Responsibilities:
Relationship Building and Maintenance
To liaise with existing customers for building relationships.
Rotation & Recovery
Follow-up for rotations and deposition of installment
Working towards benchmark on rotation & recovery
Housekeeping
Submission of Post Disbursement Documents (PDD)
Call Memo submission.
Collection & Submission of LAD
Sourcing and Business Generation
Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
Increase penetration of KGC Business in existing and new villages.
Cross sell
Opening of Liability accounts as per the benchmark.
Cross selling asset as guided by Relationship Manager from time to time
Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.
Additional Responsibilities:
Any other task assigned by seniors from time to time.
Educational qualifications preferred
Category: Bachelor's Degree, Master's Degree
Required work experience
Industry: BFSI/Agri input/FPO
Role: Sales Executive
Years of experience: 1 to 2
Required Competencies:
Basic understanding of Banking Products & Processes
Good Team spirit
Time / Team Management
Proficient in local language
Proactive & focused approach
Required Knowledge:
1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.
Required Skills:
Persuasion & Selling Skills
Other:
Reporting Designation: RM- Retail Agri
Reporting Department-Sub BU: KGC
Specific requirements
Travel: Customer Visits
Vehicle: 2 wheeler preferred
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