Retail Credit Manager
- Category: Bank Jobs
- Location: Pune, Maharashtra
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 21K to 22K
- Published on: 2025/10/04
काम का वर्णन
1. Role - Retail Credit Manager (1 Nos)
Location - Pune
Industry - Banking / NBFC
Relevant Required Experience - 2-3 years min.
Salary Range - As per industry Standard (max 15 Lakhs )
The role description is mentioned below:
- Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.
- Due Diligence / Credit Checks / Credit analysis, Credit assessment of Loan, as per credit policy.
- Coordination with the Business department for processing of loan till final disbursement.
- Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.
- Responsible for maintaining a good loan portfolio for the Mortgage business in the region
- Undertaking site visits of properties to be mortgaged and residences of borrowers, as well ensure due diligence and KYC of borrowers.
- Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD< /span>
- Thorough knowledge of various Retail Banking products.
- Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.
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