Senior Risk Analyst |Posidex|

10 - 12 years
Bachelor of Technology (B.Tech./ BE)
Posidex
22 ~ 32 LPA

Job Description Form


Basic Information


Role/Job Title


Senior Analyst - Risk Technology

Place of work
Mumbai

Geographic Coverage
Pan India

Business
Risk
Function/ Department
Risk Policy

Organizational Relationships

Supervisor Title & Grade
Lead - Risk Technology


Scope & Size

Direct Reports
TBD

In Direct Reports


Stake Holder Network

Internal Stakeholders
Business, Operations, IT, Credit, Risk, HR, Project Management Team

External Stakeholders
Posidex, Other vendors

Peers within functions
Risk Managers and Risk Analyst

Peers in other functions
Product Risk Managers, Lending Product Managers, Product Credit Managers

Nature of contribution
Direct

Scope of contribution
Portfolio Risk Project Management, Risk Infrastructure

Job Purpose
(Describe the contribution of the Job to the Organization & Functional unit in max 2 or 4 lines)

The role entails leading Posidex Projects and Projects within the Risk vertical and Infrastructure activities within the Risk Technology, at the enterprise level. It will be responsible for designing/redesigning strategies related to effective and efficient implementation of risk strategies across the lending systems and also take care of the implementation and maintenance of dedupe engine POSIDEX for the entire bank and also implementation and maintenance of Other Application as applicable within the Risk/Lending Ecosystem. It includes building up systems, process and culture amenable to the scale and consistency of delivery. The role will closely collaborate with the Business/Product teams and teams of Credit, Risk, IT and project management. The role is responsible for all regulatory reporting and compliances with regards to its function.

Roles & Responsibilities

Key / Primary Responsibilities of the Role - List the primary deliverables

'- Conceptualize and implement enterprise wise projects related to the deduplication and Lending systems.
Manage the entire project life cycle, from concept to implementation for the vertical. Project review meeting and tracking progress and take necessary actions and timely escalations as needed

Working and planning various interfaces/integration requirements in the enhancements/projects. UAT Planning and Management

Finalizing the architecture if need be in-line with enhancements within existing set-up with respect to various application integration point of view.

Ensure design and delivery of Projects and improvements continuously through guiding and leading team of analysts and testers.

Regular interaction with the stakeholders to understand and manage their requirements.

Drive improvements in processes and applications to implement operational strategies aligning with the organization’s objective.

Regular review meetings with the senior Management on the progress.

Guide Larger Cross functional teams for any functional/technical Inputs, Performance Improvement initiatives, Process streamlining Initiatives.

Management and adherence to the internal and external audit requirements.





Secondary Responsibilities - List the deliverables other than primary, but essential for the role
Facilitate the establishment of a seamless risk management infrastructure and strategy across the entire lending framework of the bank

Lead continuous improvement of risk systems, processes and practices taking into account international best practices, evolving regulatory/international standards and the business environment

Prepare and ensure adherence to the risk technology budget

Define an optimum organisation structure for the risk technoloigy function so that resources are optimally utilised and communication can take place in an efficient manner


Managerial & Leadership Responsibilities - (if applicable)
Mentor and coach junior team members/Peers to percolate ethos of customer centricity, innovation, compliance and integrity

Create environments for constant innovation and sharing of ideas bottom up to serve the customer’s needs holistically


Key Success Metrics

Project Delivery Timelines/ Time to Market for changes/ Data sync and accuracy


Job Requirements - Academics


Qualifications

Title
Stream/ Specialization (tick mark)
Type of University / Institute) (Premier/ Tier1, II, III, Others)
Part Time / Full Time
Additional Information

Graduate
Any

Post Graduate

Engineering (state specialization)
IT Specialization

Professional Degrees (CA/CFA/ICWA)

Others, if any

Mandatory Technical Qualifications / Certifications

Title
Stream/ Specialisation
Type of Institutes


Preferable Technical Qualifications / Certifications

Title
Stream/ Specialisation
Type of Institutes


Job Requirements - Experience


Experience

Minimum Number of Years
8+ years years of Expertise in Lending Domain

Good understanding of retail Lending Systems (LOS/LMS) and related technologies

Strong functional expertise of customer onboarding process, de-duplication process, data mapping and data analysis techniques required.

Strong Project Management Skills.

Capable of managing projects/tasks assigned and engage with stakeholders (business teams, IT teams and vendor teams) on the closure of the enhancements/issues and ensure that changes go live within timelines.

Vendor management and excellent verbal and communication skills

Excellent hands on experience with SQl/APIs/XMLs/JSON structures

Resolve production queries, Plan and execute functional testing to ensure zero defect rollouts and develop use cases

Integration, maintenance, Bug fixes if any within the deadlines & Respond to audit query

Previous experience in customer integration or deduplication, data mart functional testing will be a plus.

Industry
BFSI

Functional Area
Risk Technology/ Technology

Level / Capacity
CM/AVP









Job Requirements
PROFICIENCY LEVELS


Technical / Functional Skills
(State the mandatory technical skills)

Mandatory Technical Qualifications / Certifications

Name Skill
High
Medium
Low

Understanding/experience of Lending Technologies

Understanding of Risk Management

Understanding/experience of Decision Rule Engines/ Risk Technologies


Behavioural and Soft Skills

Name Skill
High
Medium
Low

Communication & Interpersonal skills

Drive, Energy & Action Oriented

Innovative Thinking

Organization Commitment (hard working)

Influencing & Decision making Skills

Collaboration & Goodwill

Flexibility & Adaptability

Customer Focus/Orientation

Please state if the job holder needs to demonstrate any specific skill

Role Profile

Recommended Grade Range

Recommended Compensation Range

Comparative Roles in the Market / Industry

Age Limit


JOB DESCRIPTION PROPOSED BY :

JOB DESCRIPTION APPROVED BY :

ROLE HOLDER