Sr Manager |Team Leader | Mortgage Desk |Service Solutions|Bank

Job Category: BankingFinancial ServicesNBFC
Job Type: Full Time
Job Location: Mumbai
Salary Range Offered PA: 12 lacs
Experience in Years: 10yrs-16yrs
Educational Qualifications: CACSLLBM.ComMBA
Job Role:

Portfolio
Handling clients in Wholesale Banking including SME as a Mortgage Desk Service RM

Span of Control (no of reportees direct/indirect)
4-6

Particulars
1. Handling TSR for new clients; TSR for new properties of existing clients; Interim TSR for existing cases; 2. Handling Valuation for new clients; Valuation for new properties of existing clients; 3. Handling Revaluation of existing properties; 4. Ensuring vetting of TSR and Valuation reports as per extant process. 5. Ensuring vendor bill payments liaising with Payment Desk.

Documentation
1. Preparing / checking the draft mortgage documents and provide the drafts liaising with legal wherever applicable 2. Interact with clients and negotiate if need be on the format of documents, refer to legal / approvers with appropriate justification on the changes suggested 3. Coordinate with client for execution of the documents.

Verification
Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorizations (BR, Partnership, Letters, etc.) for creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

ROC / SRO compliances
Tracking and arranging filing of necessary forms with ROC and complying requirements pertaining to registration /notification of mortgage as applicable.

Tracking of deferral
Tracking deferrals and ensuring that all deferrals are closed within timelines.

Custodian
Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for safe keeping of documents

Document Tracking
Tracking of documents for receipt; deferral; expiry etc.

Liaison
With clients, Relationship team, Legal; Credit; Technical Team, CAD; Operations etc for timely and smooth execution of deliverables and resolution of issues

Job Requirement:
Years of experience
10+ of relevant experience

Qualification
CA / CS / LLB / M.Com / MBA

Functional skill set
Excellent understanding of loan documentation, mortgage creation, title documents, various types of property and laws, etc.Eye for detail, ability to co-relate, approachable and pro-active Strong inter-personal, communication (written & oral) & presentation skillsHands on knowledge on MS Office – Word, Excel & Power point Prior team handling experienceTeam spirit & collaboration