Team Member Legal | Consumer Banking|SUPPORT SERVICES|Legal

Job Role:

Lending and Mortgage :
• Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products
• Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POA’s, etc.
• Highlighting risk parameters to the stakeholders from time to time
• Advising on Stamp Duty Registration and Mortgage related queries from time to time.

Ensuring compliance of Regulatory Guidelines:
• Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.
• Handling regulatory Audit and Inspection.

Drafting of Agreements, Contracts and Approving Terms & Conditions:
• Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners
• Drafting and Vetting of Loan Agreements, Sanction Letters, POA’s and various security documents;
• Drafting and vetting of Board Resolutions, Terms and Conditions and Disclaimers for Online and offline products, displayed on the Bank’s website and Mobile Banking APP.

Handling Litigations and Arbitration Proceedings:
• Appointing and liasoning with Advocates.
• Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.
• Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.
• Handling recovery matters and giving opinion on legal course of action for NPA and default accounts

Job Requirements:
• 8-12 years of experience in Title Investigation and Due Diligence, Scrutinizing and advising on Mortgage and lending arrangements will be preferred
• Effective communicator with strong analytical skills
• Industry preference :Banking & Financial Services