Technical Analyst- Debit Card

Responsible for the managing and innovate digitally enabled life cycle of Credit Cards, Debit Cards, ATM, Prepaid Cards, Digital Transaction Risk Monitoring.

Expertise and Experience:-
• Responsible for IT Portfolio level projects management/ support for ATM, Debit Card Management System, Debit cards and ATM Switch, Prepaid Cards. Work closely with vendors and service providers for effective coordination & competent delivery.
• Plan for payment processing initiatives to include defining requirements and conducting customer acceptance testing, including strategy, test plans and test scenarios for performance testing.
• Coordinate and manage SIT, online certification with Payment systems (Visa/MC/Rupay) and manage UAT support for above.
• Collaborate with Cards and Payments user departments to identify payment system related changes, regulatory and compliance requirements.
• Responsible for scoping projects / BAU change requests to meet user requirement, whenever assigned.
• Ability to manage multiple ongoing programs, projects and change requirements.
• Review test plans that merge customer requirements with bank goals and coordinate various teams and technical personnel during all test phases, from initial development through implementation.
• Experience of handling Statutory, Regulatory and Internal concurrent audits. Individual needs to be sensitive to audit and compliance prerogatives.
• To be available for on call support & for on-site support during off days in emergency situations.
• Monitor project progress continuously and make detailed scheduled reports on measurable items, such as milestones and deliverables and publish project & issue log status.
• Ensure to provide workaround for issues, monitor issue log & follow up with vendor until final resolution.
• Hands on experience of handling end to end requirements gathering, solution fitment, gap analysis, risk analysis and post go live support.
• Manage risks by assess project risks & potential problems by communicating in advance while establishing contingency plans.
• Document all the interdependencies and list assumptions and constraints.

Relevant Experience:-
• 12-18 years of experience in IT preferable in banks.
• Banking domain expertise with delivery channels (ATM / Cards) & system integration.
• Experience with implementations in the card industry; preferably experience implementing debit card and ATM for a bank.
• Experience with card payment standards, such as EMV, ISO8583, MasterCard and Visa requirements.
• Candidates on the payments side need prior experience of Debit Card/ATM/POS
• Experience of Payment scheme certifications-NPCI(Rupay), Visa, Mastercard

Skills & Competencies:-
• Effective communication, co-ordination and Documentation skills and attention to detail.
• Strategic mindset to work independently, drive projects & support and report updates to leadership.
• Ability to run payment card tests, analyze data, and identify issues.
• Testing & Certification Skills with Payment systems.
• Knowledge of Messaging & Middleware Integration Protocols, n-tier architecture & SOA
• Knowledge in Oracle / MS SQL an added advantage.
• Knowledge of SDLC concepts.