Vice President | Credit Risk | Unsecured Loans | Bank |15|25 yrs|
- Category: Bank Jobs
- Location: Mumbai, Maharashtra
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 15K to 29K
- Published on: 2025/09/21
VP- Credit Risk - Unsecured Loans
Job Purpose :-
1. To give effective credit support for meeting the business targets.
2. To frame the lending policy framework, processes and workflow, assist in growth of the Unsecured term loans lending business in India.
3. To approve credit applications as per DOA judiciously.
4. Ensuring that quality of Bank's exposure in India is acceptable at all time by managing the portfolio management function.
5. Provide guidance to the team of relationship managers on areas of policy and processes.
Key Accountabilities:
1. To roll-out/enhance the credit lending framework including policies, processes, MIS, controls, etc for the unsecured term loans business in India.
2. To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks.
3. To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularized...
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