VP|Director Senior Underwriter| ABL Healthcare |Remote|

Overview

This is a Remote role that may be hired in several markets across the United States.

First Citizens Healthcare Finance provides comprehensive financing and banking solutions to middle market healthcare companies across the U.S. Using a client-focused and industry-centric model, Healthcare Finance can tailor its products and services to help clients meet their needs for growth capital.

Responsibilities
• The VP/Director Underwriting’s primary role is to lead the process of assessing and approving Healthcare ABL transactions.
• The position requires a candidate to have strong credit and collateral analytical skills, who will need to work on several transactions and be able to multi-task.
• Prepare initial financial and business analysis as well as ability to lead due diligence process focused on credit and collateral analysis.
• Responsible for leading the legal due diligence, loan documentation negotiations as well as closing
• Interact proactively with Credit Management, Borrowers, Loan Operations, treasury and Closing teams, and collaborate with peers.

Qualifications

Requirements

Vice President – Sr Underwriter

Required
• Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis. OR High School Diploma or GED and 10 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve month analysis.

Preferred
• Education: Bachelors Business, Finance, Economics, Accounting
• Preferred Area of Experience: Finance, Banking
• Skill(s): Completion of a formal credit training program preferred
• Minimum of 6+ years of relevant experience in accounting and / or banking; current role in ABL underwriting or strongly preferred (including C&I)
• Experience in Healthcare Real Estate a plus
• Proficiency in financial, credit and collateral / borrowing base analysis
• Excellent writing and communication skills
• Formal bank credit training a plus
• MBA or equivalent degree a plus
• Proficiency with Microsoft Excel, Word and PowerPoint

Required

Director, Underwriter
• Bachelor's Degree and 8 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailin 2024-0+-17T15:43:56.102+00:00 Overview

Are you a people person? Be a First Citizens person. Join our branch team and make a difference.

As a Senior Sales & Service Representative at First Citizens Bank, you will support sales and service delivery in the branch. Builds and expands banking relationships through proactive customer outreach and customer service requests. Responsible for the fulfillment of deposit accounts, payment solutions and digital access products; as well as identifying and referring sales opportunities to the appropriate bank partner. Adapts to the needs of the branch, providing customer service in both a transaction processing and sales role.

The Successful Candidate Will Demonstrate:

Influence: Capable of building rapport with different personalities to drive positive results

Sales Outreach: Self-starter that is disciplined to manage daily calling activity to achieve required results.

Communication Skills - Interpersonal: Comfortable and confident with proactively engaging in conversation

Customer Service Skills: Demonstrates professionalism and empathy in customer interactions

Adaptability: Has the ability to learn and adapt quickly to new information and technology

Teamwork: Strives to build strong working relationships with those on their team as well as cross-functional relationships

Flexibility: Capable of handling multiple demands and can readily shift priorities to ensure work is done efficiently

Agility: Able to process information and move quickly through problem resolution

Responsibilities

The essential functions of the job include, but are not necessarily limited to, the following:

Proactively engaging customers in conversation about their financial needs

Opening deposit accounts and ancillary banking products

Facilitating customer awareness and education of bank services, including digital banking capabilities

Introducing customers to other branch team members or bank partners who are able to provide solutions for their financial needs

Processing transactions and other account servicing requests

This position will provide coverage for multiple branches.

Qualifications

High School Diploma or GED and 1 years of experience in Sales or customer service; or 6 months of experience in a customer support role at First Citizens Bank; or participation in a First Citizens career development program

Preferred Education: Bachelor's degreePreferred Area of Experience: Telephone salesLicense or Certification Type: Must possess a valid driver's license. Position requires frequent driving to other offices, bank customers, etc. Bank car not provided. RequiredSkill(s): Application of a structured sales process, Financial literacy, Knowledge of retail banking products and services

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits