Area Credit Manager | Business Loans | Chennai |
- Category: Counter Sales Jobs
- Location: Chennai, Tamil Nadu
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 19K to 21K
- Published on: 2025/09/20
Apply
Area Credit Manager - Business Loans - Chennai ...
T
Tata Mutual Fund
Chennai, Tamil Nadu
Apply
1+ hours agoFull–time
Job Description
To underwrite and manage the portfolio in assigned area
o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segment for retail and high value cases and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval / decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Ensure timely completion of personal discussion documents through customer visits if required.
o Oversee and initiate follow-ups with external vendors to ensure timely query resolution / report submission and eliminate any undue / non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
o Adhere to all norms and regulations required.
Education - Post Graduate / Graduate in any discipline
Related jobs
-
HDFC Bank Jobs In Chennai 2024 | Apply Online For| Chennai
Apply on Post Free Job Website | Search Job For Free HDFC Bank Jobs In Chennai 2024 – Apply Online For... Chennai WP-Buddy Chennai, Tamil Nadu Apply on Post Free Job Website | Search Job For Free 8 hours agoFull–time Job Description • Activation of C...
-
Counter Sales Executive
Good patience Sales and communicative skills Training will be given for freshers Preferred for experience in Kitchen appliances knowledge. Creativity skills initiate responsibility in store activities (Ref:www.freshersworld.com,freshersworld)
-
Counter Sales
reets and meets customers on arrival at the shop Listens attentively to a customers needs and gives ******** explanation to satisfy such a customer Presents the customer with the needed jewelry and provides information, such as pricing; and gives a d...