Hiring For Credit Analyst | Wholesale Banking with prominent Bank | |GCK|170|
- Category: Bank Jobs
- Location: Pune, Maharashtra
- Job Type: Full Time / Part Time
- Salary: Estimated: $ 21K to 30K
- Published on: 2025/09/21
Roles and Responsibilities JOB SUMMARY
> Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank
> policy, maintaining quality portfolio by efficient processing of all credit proposals & post
> disbursement credit control. Ensuring timelines in credit appraisal as per policy of the
> Bank. Close and effective coordination with other departments.
> KEY RESPONSIBILITIES
> Conducting CIBIL and other checks and internal dedupe as per process.
> Analyzing proposals received from business/sales team and raising and resolving
> queries as appropriate.
> Conducting pre-appraisal senior management meetings and branch visit
> Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering
> various key aspects of Management, Financial, Operational, Portfolio reviews and
> PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
> Recommend appropriate loan amount and present the loan proposal to the credit
> committee.
> Preparation of draft sanction letter covering all key conditions stipulated.
> Conduct loan utilization checks and monitoring visits at periodic frequency
> Follow-up with delinquent clients including assessing ongoing early warning signals
> of existing clients.
> Any other work assigned from time to time.
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