Software Engineer II| Backend |Identity Foundations|

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Identity Foundations team is a critical service group within the Trust and Safety domain, responsible for building sophisticated data layers and interfaces that manage essential user data. The team currently supports numerous RPCs, which are integral to the checkout process and are relied upon by nearly all cross-functional engineering teams at Affirm. The business uses Identity data to verify a consumer’s Identity for compliance reasons, also known as Know Your Customer (KYC). Identity data includes PII like Name, Address, Date of Birth, and Social Security Number (in the US). Identity uses this data to find a 3rd party data source, typically a credit report, to confirm that the data is accurate. This happens both at consumer sign up, as well as throughout the consumer lifecycle as a returning consumer.

At Affirm, we've defined a new domain that encapsulates core capabilities of Trust and Safety services (Authentication, Identity, Fraud, etc.) called Consumer Identity Safeguard Domain. Identity Engineering will need to rewrite relevant systems to satisfy both the business and architectural requirements for Consumer Identity Domain in the next few years.

What You'll Do
• Design and write high quality code to increase Identity users conversion rates.
• Provide technical leadership in a particular area and actively contribute to technical discussions.
• Work with and guide engineers on detailed project definition, design, technical specification, cross-functional alignment, task break-down, delivery, monitoring, and maintenance.
• Build relationships and drive coordination across engineering, partner organizations, and other disciplines, helping get to positive outcomes.
• Proactively communicate and coordinate team’s requirements with other groups and teams in engineering.
• Mentor less-experienced members of team by helping them with code review, setting up best coding practices , providing guidance, and setting a good example.

What We Look For
• You have 2+ years of experience as a software engineer
• Strong engineering experience building, launching, coding and maintaining complex systems
• Experience with Python
• Experience with cloud service providers such as AWS
• Experience with data frameworks such as Spark, Kafka, Kubernetes and Airflow
• Passion for working with cross-functional teams including Product, ML,Analytics and Business teams.
• Excellent written and oral communication skills including the capability to drive requirements with product and engineering teams and to present technical concepts and results in an audience-appropriate way
• Ability to work efficiently both solo and as part of a team; willingness to learn new things.

Base Pay Grade - L

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000

USA base pay range (all other U.S. states) per year: $142,000 - $1+2,000

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.